Is my money at Ginmon covered by the European deposit insurance?

The assets you invest with Ginmon are not covered by deposit insurance because they're invested in securities and protected as separate assets. Money in the settlement account (e.g., balances with no interest) is covered by the legal deposit insurance up to €100,000 per customer. But your securities are even better protected, since if the bank goes bankrupt, they're kept separate and still belong to you.